The Progressive Corporation, through its subsidiaries, provides personal and commercial automobile insurance, and other specialty property-casualty insurance products and related services primarily in the United States. The companys property-casualty insurance products protect its customers against losses due to collision and physical damage to their motor vehicles, uninsured and underinsured bodily injury, and liability to others for personal injury or property damage arising out of the use of those vehicles. Its Personal Lines segment writes insurance for personal autos and recreational and other vehicles. Its products include personal autos and special lines products, including motorcycles, ATVs, RVs, mobile homes, watercraft, and snowmobiles. The companys Commercial Auto segment provides primary liability and physical damage insurance for autos, vans, pick-up trucks, and dump trucks used by small businesses; tractors, trailers, and straight trucks primarily used by regional general freight and expeditor-type businesses and non-fleet long-haul operators; dump trucks, log trucks, and garbage trucks used by dirt, sand and gravel, logging, and coal-type businesses; and towtow trucks and wreckers used in towing services and gas/service station businesses. It also operates as an agent for homeowners, general liability, and workers compensation insurance; provides policy issuance and claims adjusting services for the commercial auto insurance procedures/plans; and sells personal auto insurance on an Internet-only basis in Australia. The company sells its products and services through independent insurance agencies, as well as directly to consumers online, on a mobile device, and over the phone. The Progressive Corporation was founded in 1937 and is headquartered in Mayfield Village, Ohio.
The Allstate Corporation, through its subsidiaries, provides personal property and casualty insurance, life insurance, and retirement and investment products primarily in the United States. The companys Allstate Protection segment sells private auto and homeowners insurance products under the Allstate, Encompass, Esurance brand names. It also provides specialty auto products, including motorcycle, trailer, motor home, and off-road vehicle insurance policies; other personal lines products comprising renter, landlord, boat, umbrella, manufactured home insurance policies; roadside assistance products; and commercial products for small business owners, as well as insurance agency services. In addition, this segment participates in the involuntary or shared private passenger auto insurance business. The companys Allstate Financial segment offers traditional and variable life insurance; voluntary accident and health insurance products; deferred and immediate fixed annuities; and funding agreements backing medium-term notes. This segment markets its products through its agencies and financial specialists, workplace enrolling independent agents, and directly through call centers and the Internet. The Allstate Corporation was founded in 1931 and is headquartered in Northbrook, Illinois.